Nobody anticipates getting sick or harmed; it’s something we can’t predict. However, one thing we can bet on in life is that everyone will require medical attention at some point – which brings us to the role that health insurance plays. Health insurance is a crucial instrument for reducing risk, especially in this day and age when medical costs are increasing daily and there is little chance of an increase in income.
Anyone looking to protect their family, possessions, and themselves from financial risk or losses will benefit from insurance plans. Insurance plans will assist you in covering the costs of unexpected medical expenses, hospital stays, contracting illnesses plus their associated treatments, and future medical care needs.
Finding a plan that meets all of your requirements and conditions while also being affordably priced can, however, be difficult. Nobody enjoys spending hours scouring the market just to discover that none of the plans are genuine, which is why we’re here to introduce Tune Protect.
Although well-known for its travel insurance, few are aware of Tune Protects’ other insurance options which include motor, medical card, critical illness, home, and much more. It ensures that all its plans are just as good – if not better – than what is available on the market. The service also makes it easy and affordable to obtain insurance protection with options like bite-sized, value-packed plans that cover all your different needs.
With its goal to be the “lifestyle insurer that everyone loves”, it’s no wonder why Tune Protect is so inclusive when it comes to its PRO-Health Medical card. Unlike traditional channels that include intermediaries, which most of us are accustomed to, this card is sold straight to customers online.
In other words, you can now get low monthly premiums for medical insurance protection with just a few taps, clicks, or swipes on your phone or desktop. It’s fast, easy, and affordable – what more can you ask for?
PRO-Health Medical covers hospitalisation and other related medical expenses. Here are some of its key benefits:
Cashless Admission To Over 150 Panel Hospitals
In other words, you don’t need to pay first and claim afterwards. Admission expenses will be covered directly by Tune Protect via its Guarantee Letter to the relevant hospital.
After selecting a panel hospital, all you have to do is present your electronic medical card that is also accessible digitally via Tune Protect! This way, you’ll never have to worry about losing your medical card again.
But don’t worry if you don’t have the app; upon admission, all you need to do is show your ID card or passport (if relevant). Mention their Third Party Administrator; MiCare – and let the hospital know that you have Tune Protect coverage.
After that, simply follow the hospital’s admissions procedures and wait for the hospital to receive the Guarantee Letter. You can start your treatment as soon as your application and supporting documentation have been approved. Easy peasy!
Mosquito-Borne Disease Allowance
In addition to receiving treatment, if you are found to have Dengue, Zika Virus Fever, Malaria, Chikungunya Fever, or Japanese Encephalitis, you are entitled to a lump sum allowance of up to RM1,500. This is essential during the rainy seasons, when dengue cases increase dramatically.
Monthly & Annual Payment Options
With the availability of monthly and annual payments, it makes it so much easier and affordable to protect yourself as well as your loved ones. We really meant it when we claimed that they are inclusive with their plans, which start at just RM33 per month!
The 3:3:3 promise from Tune Protect demonstrates how seriously the company takes its commitment to its clients: purchase a plan online in 3 minutes, get a response in 3 hours, and have your claims settled in 3 working days from the approval date. For a brief look at their plan types, please refer to the image shown above.
For a deeper dive into these plans as well as more information on all their benefits, you can visit their website and scroll all the way down to view their product disclosure sheet, policy wording, premium table, and starter kit.
As if their options weren’t already more than enough, you get to enjoy a 15% immediate discount for any online purchase you make with the Tune Protect app! But that’s not all – you also stand a chance to win a smartwatch from Garmin (RM1,730), Suunto (RM1,499), or Apple (RM1,899) every month, thanks to their continuing campaign, which will last until December 2022.
Additionally, Tune Protect offers an RM80 Decathlon e-voucher as a guaranteed incentive for each policy bought during the campaign period. YOU get something! YOU get something! EVERYBODY gets something!
For more details, click right here!
Too Good To Be True?
It may sound too good to be true, but we promise you that it’s definitely 100% true. Customers can rest assured knowing that Tune Insurance Malaysia Berhad is an insurer licensed by Bank Negara Malaysia – so you have nothing to worry about!
And yes, just in case you’re wondering – PRO-Health Medical is eligible for income tax relief!
So, What Are You Waiting For?
Visit their website NOW to purchase the plan that suits you best. After that, download the Tune Protect app to easily manage your policies, make claims, access your e-medical card and locate panel hospitals quickly. The mobile application is available on both iOS and Android mobile devices via their respective digital storefronts.
Be sure to follow them on their Instagram and Facebook accounts so that you don’t miss out on any announcements they might make. Stay safe out there!
This article is brought to you by Tune Protect Malaysia.